A two-room flat in Burgas costs between €100,000 and €160,000 to buy, while renting one in the big housing estates averages €550 to €600 a month. Most young families get their own home mainly through a mortgage.

Savings alone are almost never enough. Few people buy without a loan or other outside help. How much you need depends on the type of flat and the neighbourhood.

One buyer, who rents in the Meden Rudnik estate, is looking for a two-room flat near the sea for herself and her dog. She plans to buy with a mortgage and wants the monthly payment to match her current rent. By her calculation, a flat of about €150,000 would mean a payment of around €600. That is what she pays now, but for a home of her own.

A working person today cannot save the full price in cash, she says, but she still wants the home to be hers. People around her have bought with a mortgage or with help from their parents.

A property broker said young people buy when they can, but many hesitate and fear the long loan term. "They get nervous and say, I don't want a loan, I don't want to be tied down for 30 years," he said. In his view, people over 30 or 35 take out loans more easily.

A panel-block flat in the estates costs from €130,000 to €140,000, sometimes without renovation. The broker says even that is a high price. An older building does not always mean a lower price. In the newer neighbourhoods of Horizont and Madika, a two-room flat costs about €120,000 to €130,000, and sometimes it is fully finished.

Families with children mainly look for three-room flats. A three-room flat with two bedrooms goes up to €250,000.

Some asking prices are already coming down, brokers say. The broker says some properties are overpriced because of last year's wave of buyers, which pushed prices up. Expensive listings often get cheaper bit by bit until they vanish from the ads. For rent, two-room flats are in the most demand.

Ahead of Eurovision in May, some owners in Burgas are asking very high rents. The broker gives an example of €10,000 for a week. Some Burgas residents are ready to leave their homes for a while and rent them out for the event. "They are simply unique dreamers, asking such huge sums for a night's stay," the broker said.

For a tenant who needs a place for a week or two, he recommends a home outside Burgas: a half-hour taxi ride away, but at a price many times lower than a week in the city.

On 6 October we reported that 45% of home sales in Burgas in the third quarter of 2026 were closed below the asking price, up from 36% a year earlier, according to ADRES Real Estate.

Brokers are calling for tighter checks on short-term home rentals during Eurovision.