Card payments in Bulgaria rose 24.8% in value and 19.4% in number in the first half of 2026, from January to the end of June. The figures come from the fintech company myPOS and compare with the first half of 2025.

People made 386.6m card payments worth €15.1bn. A year earlier, there were 323.9m payments worth €12.1bn.

Remote payments, including online ones, are growing faster. This year there were 101.4m worth €6.6bn, against 75.4m worth €4.8bn a year earlier. That is a 34.5% rise in number and a 37.5% rise in value.

myPOS also published data for its own platform in Bulgaria, by quarter and against the same months of 2025. In the first quarter, the total value of payments through it was up 41.70% and the number was up 42.95%. In the second quarter, value rose 41.42% and number rose 39.39%.

The number of merchants using the platform was 20.10% higher in the first quarter and 18.18% higher in the second.

Online payments through the platform rose 18.11% in value in the first quarter and 18.61% in the second. In number, they rose 33.68% and 25.57%. The number of merchants accepting such payments was 27.49% and 19.31% higher.

The average amount of one online payment fell 11.65% in the first quarter and 5.55% in the second. Online payments made up 6.08% of the total value of payments through the platform in Bulgaria in the first quarter and 6.02% in the second.

"The payments market in Bulgaria is developing fast, and the needs of merchants are changing with it," said Polina Toskova, myPOS country manager for Bulgaria. She said merchants want more choice in how they sell, how they take payments and how they manage their money, whether they work online, in a shop or in different places.

Toskova said the company is building three types of services for the daily needs of business: online payments, payment acceptance and financing for merchants.