Bulgaria's national debt per household amounts to 21,905 leva, with an expected increase to over 30,000 leva by 2026. Economists Stoyan Panchev and Max Baklayan presented a new debt analysis tool. The national debt is 62.7 billion leva, or 28.43% of GDP.

The rapid growth of the debt carries a risk of increased taxes. The debt is increasing by 83 leva per second. To repay it, each family must pay 21,905 leva. An increase of about 50% is expected by 2026. As a result, the household debt will reach 31,383 leva. The growth rate will jump to 280 euros per second.

The debt is repaid through taxes and social security contributions. The IMF recommended a review of the flat tax. Baklayan pointed out that entering the Eurozone will increase access to debt, exacerbating indebtedness. Panchev stressed the need for a low level of indebtedness to maintain competitiveness. He mentioned an increase in pension contributions and dividend tax.

Economists emphasize that debt is not bad if invested wisely. Fiscal discipline is necessary after entering the Eurozone.