The Bulgarian National Bank (BNB) has determined the buffer level for the risk exposures of six systemically important banks in the country, the institution announced.
According to a decision of the BNB Governing Council of October 27, 2025, the central bank determines six other systemically important institutions (O-SIIs), as well as the buffer level on an individual, consolidated, or individual and consolidated basis, applicable to the total value of risk exposures, effective January 1, 2026.
According to the BNB's decision, the other systemically important institutions are "UniCredit Bulbank" (O-SII buffer of 1 percent), "United Bulgarian Bank" (O-SII buffer of 1 percent), "Bank DSK" (O-SII buffer of 1 percent), "Eurobank Bulgaria" (O-SII buffer of 1 percent), "First Investment Bank" (O-SII buffer of 0.75 percent), "Invest Capital", "Central Cooperative Bank" (O-SII buffer of 0.50 percent).
Compared to last year's BNB decision on O-SIIs, a change is noted only in the size of the buffer for "Eurobank Bulgaria" AD, which increases from 0.75 percent to 1 percent.
In accordance with the regulations, the BNB announces its decision one month after notification to the European Systemic Risk Board. The overall ratings are based on data as of June 30, 2025, at the highest level of consolidation. The size of the O-SII buffer is subject to changes as a result of the annual review of O-SII identification and the determination of a corresponding buffer by the BNB, the central bank points out.