A 22-year-old man has been detained on charges of defrauding a bank in Sofia by submitting an electronic loan application on behalf of another person. By manipulating someone else's profile, he managed to withdraw a sum of 25,000 euros.
According to the evidence collected so far, on June 8 in Sofia, the accused used a third party's mobile phone with a modern operating system to input computer data into another person's profile. He changed the contact phone number and email address associated with that profile, thereby gaining control over access to the bank's electronic services.
After changing the contact details, the man entered into an agreement to access the financial institution's electronic channel on behalf of the account holder and submitted an online loan application. Thus, without the knowledge and consent of the actual client, property damage in the amount of 25,000 euros was caused to the bank.
For this crime, the law provides for a penalty of "imprisonment" from one to six years, as well as a fine of up to six thousand levs. Work on the case continues, with all circumstances regarding how the other person's profile was accessed and used being clarified, as well as whether there are other affected individuals.